In addition to your home oral hygiene routine, regular care from your dentist in Renton is equally as important. Despite having dental insurance, you have yet to schedule an appointment this year. Do not worry, you are not alone. In fact, Cigna reports that 28% of those who are insured have visited their dentist one time or less within the last 12 months. As a result, one in four people do not use their insurance to its full potential. However, as the year comes to an end, now is the perfect time to maximize the value of your policy to promote your dental health.
Don’t Let Your Benefits Go Unused
Every month, you pay your premiums for your dental policy, which is in place to prevent oral health issues from developing. As a result, routine cleanings and checkups are often covered in full because they are effective for maintaining your oral health while reducing long-term costs. However, if you are not scheduling a preventive appointment twice a year, you are allowing issues to develop, which will result in a more costly and invasive procedure in the future. While your insurance can cover up to 80% of restorative treatments, it will increase the amount you must spend out-of-pocket to protect the health of your teeth and gums.
Maximize the Value of Your Benefits
As the new year approaches, your dental benefits are about to expire. They will not carry over to the next year. As a result, now is the perfect time to maximize the value of your policy to protect your oral health while keeping out-of-pocket costs to a minimum.
To make the most of your benefits, choose a dentist who is in-network with your insurance company. This means that they have pre-negotiated rates to keep the cost of care lower. In addition, they will file the necessary claims and forms to ensure your insurance properly reimburses the dentist to prevent an unexpected bill.
In addition to preventive care, you are also given a yearly allowance to use toward select procedures, such as root canals, orthodontics, or dentures. If you do not use your allowance, it will not carry over to next year. It best to use the funds now to treat any issues to restore your oral health before you are left with a more expensive treatment.
Dentist Near Me for Affordable Care
If you have not been to your dentist recently, do not wait until it is too late to use your benefits. Look for a dentist in your area who works with your insurance company to get the affordable services you need for a healthy, beautiful smile.
About Dr. Sam DK Kim
Dr. Sam DK Kim is a military veteran and general dentist who specializes in prosthodontic services. Due to his advanced training and qualifications, he restores oral health and functions to promote the teeth and gums. As an in-network dentist for various insurance companies, he will help you maximize the value of your policy. Contact SDK Dental Care today to learn more about our services.